Credit & Loans
Best banks for personal loans in Nigeria 2026
Choosing the best banks for personal loans in Nigeria comes down to interest rates, loan ceilings, salary multiples, and how fast the cash lands in your account…
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Choosing the best banks for personal loans in Nigeria comes down to interest rates, loan ceilings, salary multiples, and how fast the cash lands in your account.

Nigerian banks now offer multiple pathways for salary earners to access credit without pledging assets. Here is how to get loan from my bank without collateral, from qualification criteria to common rejection reasons.

The familiar WAPCO ticker has vanished from the Nigerian Exchange, replaced by HBM Nigeria’s new symbol that signals the cement giant’s shifted ownership and strategic direction.

The NGX staged its strongest weekly rebound since the June correction, adding ₦9.34 trillion to investor portfolios after three bruising weeks of selling.

Holcim completed the sale of its 83.81% stake in Lafarge Africa to Huaxin Cement nearly a year before the Nigerian Senate voted to approve the transaction.

The Nigeria Tax Act 2025 rewrites every PAYE bands threshold, replacing the old 7% to 24% structure with six progressive bands from 0% to 25% and an ₦800,000 tax-free floor.

Nigeria’s new tax framework overhauls personal income tax Nigeria residents owe, introducing a ₦800,000 zero-rate threshold, six progressive bands, and penalties that hit harder than ever before.

The Stanbic IBTC ETF locked at the NGX’s maximum daily gain on July 10, extending a 2026 run now above 400% in returns per the exchange’s published data.

The CBN unveiled a sweeping digital payments roadmap that could reshape how millions of citizens access financial services by 2028.
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