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Damilola Esebame

Author Bio

Damilola Esebame is an NFEC Certified Financial Education Instructor℠ (CFEI®) and professional finance journalist whose work has appeared in leading outlets such as Investing.com and FinanceFeeds. Since 2018, he has authored articles and insights that simplify complex financial topics, ranging from credit and budgeting to crypto, macroeconomics, and global markets, for audiences around the world.
  • Investing
Why Profitability Matters More Than Growth in European Fintech Funding Today
European fintech funding has undergone a fundamental transformation. The era of growth at any cost has ended, replaced…
  • Blog, Business Finance
Why Fintechs Scale Faster Than Banks, But Struggle to Defend Margins at Maturity
Fintechs achieve remarkable growth velocity in their early years, but sustaining fintech margins at maturity requires fundamentally different…
  • Blog
Open Banking Didn’t Kill Banks, Poor Pricing Governance Did
Despite widespread predictions that open banking would disintermediate traditional financial institutions, banks that failed did so because of…
  • Blog, Technology
The Payments Stack Is Fragmenting, and Pricing Strategy Is the Only Real Differentiator Left
As the payments stack fragments across multiple vendors and platforms, a robust payments pricing strategy has become the…
  • Blog, Taxes
How Personal Injury Settlements Are Taxed: What Accident Victims Need to Know Before Filing
Understanding personal injury settlement taxes is essential for accident victims, as the IRS treats different types of compensation…
  • Blog, Business Finance
Bankruptcy and Personal Injury Claims: Can You Keep Your Settlement Money?
Understanding how bankruptcy and personal injury claims interact is crucial for anyone facing financial difficulties after an accident;…
  • Blog, Business Finance
Wage Garnishment Laws: How Much Creditors May Legally Take From Your Paycheck
Federal wage garnishment laws set strict limits on how much creditors may take from your paycheck, with protections…
  • Wealth Management
How Australia’s Flat CGT Discount Differs from the UK’s Tiered System And What It Means for Your Portfolio
Australia’s 50% CGT discount offers a straightforward approach to taxing capital gains, contrasting sharply with the UK’s tiered…
  • Investing
Superannuation vs. Pensions: What Australian Investors Can Learn from the UK Retirement System
Discover how Australian superannuation compares to the UK pension system. Learn key differences, contribution caps, and strategies to…
  • Wealth Management
Navigating Franking Credits: A Guide to Tax-Efficient Dividend Investing in Australia
Franking credits represent one of Australia’s most valuable tax benefits for dividend investors, allowing shareholders to reduce or…
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