Personal Finance
How much you really need to retire comfortably
A single formula can tell you whether your retirement plan will actually hold up or fall short.
Funso LawalSep 1, 2026
A single formula can tell you whether your retirement plan will actually hold up or fall short.
Every major change in the Nigeria Tax Act 2025 explained, from income tax relief for low earners to new compliance rules reshaping obligations across the board.
Lending rates at six major lenders range from 16% to 46%, and the gap reveals a deeper story about Nigeria’s credit market.
For more than a decade, PayPal has acted like a bank for small businesses without actually being one. Since launching its lending programs, the payments company says it has provided more than $30 billion in financing to hundreds of thousands of small businesses worldwide.
A home isn’t just a place to live; it’s a large investment. As you approach retirement, your property can become a key part of your financial strategy: whether you decide to downsize, tap equity through a reverse mortgage, or relocate to a lower-cost region. Choosing wisely can help you stretch savings, lower monthly expenses, and […]
Key Takeaways You can work part-time, consult, or earn passive income in retirement, but you must monitor how earnings impact Social Security benefits and taxes. Before full retirement age, income above the SSA limit ($23,400 in 2025) temporarily reduces benefits; after FRA, there’s no limit. Passive income, such as rent, dividends, or royalties, doesn’t count […]
The portfolio that got you here probably can’t get you through retirement.
Key Takeaways Retirement doesn’t eliminate taxes; withdrawals, Social Security, and Medicare premiums can still create major tax costs. Different income types interact in ways that can push you into higher tax brackets (“tax stacking”). Required Minimum Distributions (RMDs) can raise taxable income and Medicare premiums if not planned strategically. Social Security benefits may be up […]
Irregular income refers to income that changes regularly, instead of arriving in fixed and predictable amounts.
The number of freelance employees reached 20 million Americans in 2024, and this group contributes about $1.5 trillion to the U.S. economy. However, these non-employed workers have a retirement savings crisis that conventional financial planning cannot resolve. While W-2 employees enjoy automatic payroll deductions and employer matching contributions, freelancers confront a stark reality. According to […]
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