News
S&P lifts 7 Nigerian banks after sovereign upgrade
If you hold money in a Nigerian bank or follow African markets, a significant shift just landed on global investors’ radar.
Articles by Peace Longe
News
Dangote, BUA Foods, MTN stun NGX with 2026 surge
If you have been watching the Nigerian Exchange in 2026, you have probably noticed something the consensus models did not see coming this fast.
News
DMO rolls out N600 billion offer with 22.60% coupon
If you have watched Nigerian fixed-income markets at all this year, the level of government yields is no longer a surprise to you.
News
Zenith Bank targets 20% loan growth after masked 2025
On the surface, Zenith Bank’s 2025 loan book barely moved, expanding by a mere 0.6% over the full financial year. For investors scanning annual reports, that number looked like stagnation from one of Nigeria’s most prominent Tier-1 lenders. According to a fresh equity research note from CardinalStone, the real story was buried beneath a regulatory […]
News
Unilever Nigeria’s N32.2bn profit rewrites its five-year streak
Five years ago, Unilever Nigeria posted N3.4 billion in after-tax profit, a modest figure for one of the country’s oldest manufacturers. Since then, every single financial year has delivered a higher number than the one before it. The 2025 result broke the pattern wide open. After-tax profit landed at N32.2 billion, more than double the […]
News
CAP Plc sits on a N13 billion cash pile after Q1
When a paint company’s bank balance grows faster than its revenue, investors tend to pay attention. Chemical and Allied Products Plc closed the first quarter of 2026 with cash and cash equivalents totaling N12.99 billion, a 69% year-on-year increase that accounts for roughly half of its total asset base. If you hold CAP shares or […]
Payments
The Quiet Return of Deposit Dynamic Pricing. And the Risk It Poses to Primary Relationships
Deposit pricing used to be a quiet, predictable exercise. A treasury team reviewed competitor rates, adjusted a handful of posted tiers once a quarter, and relied on customer inertia to do most of the retention work.
Financial Law
The New Front Line Against Elder Scams: How State Transaction Hold Laws Are Rewriting Branch Playbooks
For most of the past decade, the teller or call-center agent who suspected an older customer was being scammed could do surprisingly little about it.
Artificial Intelligence
Agentic AI Is About to Move Deposits for Customers. Banks Have Months, Not Years, to Respond
For the better part of two years, agentic AI in banking has been discussed mostly as an internal efficiency story, in which autonomous software helps employees underwrite loans faster, triage fraud alerts, or write code.
Financial Products
Should You Pay for a Bloomberg Terminal in 2026? Cost Overview, Features, and Alternatives
For decades, the Bloomberg Terminal has been the top choice for professional market data and communication. If you visit a big bank or a hedge fund, you will see traders using these famous black screens.
Financial Products
Jirav vs. Modern FP&A Stack in 2026: What Finance Leaders Actually Pay For, and What They Get
Financial planning and analysis (FP&A) software has evolved into a strategic nerve center for finance teams. By 2026, the industry has moved past the era of static annual budgets.
Investing
$20 Billion Nvidia Groq Deal Signals The Next Phase Of The AI Arms Race
Nvidia is making the biggest acquisition in its history, and it is not about selling more GPUs. The company agreed to buy Groq, a startup that designs specialized chips for AI inference, in an all-cash deal valued at about $20 billion.
News
PayPal’s Silent Bank Move Could Change How Small Businesses Borrow Money
For more than a decade, PayPal has acted like a bank for small businesses without actually being one. Since launching its lending programs, the payments company says it has provided more than $30 billion in financing to hundreds of thousands of small businesses worldwide.