News
CAP Plc sits on a N13 billion cash pile after Q1
When a paint company’s bank balance grows faster than its revenue, investors tend to pay attention. Chemical and Allied Products Plc closed the first quarter of 2026 with cash and cash equivalents totaling N12.99 billion, a 69% year-on-year increase that accounts for roughly half of its total asset base. If you hold CAP shares or […]
News
UNCTAD exposes the hidden cost crushing global exports
Most countries pay more for paperwork than they do for tariffs, and trade policy has become much more interventionist in recent years globally. A new United Nations report has put a precise number on a problem that has long shaped global trade without ever drawing tariff-style political attention. It also exposes a structural disadvantage that […]
Hillary Remy·May 10, 2026 News
Airtel Africa revenue storms past $6 billion mark
Africa’s biggest telecom story of 2026 just landed, and the numbers behind it suggest something deeper than a strong year. The London and Lagos-listed group reported full-year results that crossed thresholds investors had penciled in for a later financial year. Behind the headline number sits a structural shift in how 183.5 million people across 14 […]
News
NGX shatters all-time high as investors pocket ₦3.2trn
Something unusual happened on the Nigerian Exchange on May 8, 2026, and it has market watchers divided. The benchmark All-Share Index climbed 2.10% to a fresh all-time high of 244,775.83 points in a single session. That move alone added ₦3.2 trillion to investor portfolios before the closing bell sounded at 4:00 PM local time. Here […]
News
FirstHoldCo proposes plan to hit ₦1tn capital mark
Nigeria’s banking recapitalization exercise wrapped up in March 2026 with 33 institutions collectively raising ₦4.65 trillion in fresh equity. FirstHoldCo Plc, the holding company that controls First Bank of Nigeria, already cleared that regulatory hurdle months earlier. But a filing dated May 6, 2026, shows the Femi Otedola-chaired group is not slowing down after meeting […]
News
Access Holdings faces fresh hurdle to H1 2026 dividend
If you hold Access Holdings shares for the income they typically deliver, the first half of 2026 could test your patience once more. The financial group just printed its most profitable year ever, crossing the N1 trillion mark in pre-tax earnings for the first time. Ordinarily, shareholders would be preparing to collect a generous payout […]
News
Dangote denies asking 4 billionaires for refinery help
A viral online post has been circulating for days, claiming that Africa’s richest man secretly turned to four fellow billionaires for cash. The post sparked the kind of social-media frenzy you would expect when a story implicates the upper tier of African business. The story names some of Nigeria’s most recognizable business titans, attaches eye-popping […]
Payments
The Quiet Return of Deposit Dynamic Pricing. And the Risk It Poses to Primary Relationships
Deposit pricing used to be a quiet, predictable exercise. A treasury team reviewed competitor rates, adjusted a handful of posted tiers once a quarter, and relied on customer inertia to do most of the retention work.
Financial Law
The New Front Line Against Elder Scams: How State Transaction Hold Laws Are Rewriting Branch Playbooks
For most of the past decade, the teller or call-center agent who suspected an older customer was being scammed could do surprisingly little about it.
Artificial Intelligence
Agentic AI Is About to Move Deposits for Customers. Banks Have Months, Not Years, to Respond
For the better part of two years, agentic AI in banking has been discussed mostly as an internal efficiency story, in which autonomous software helps employees underwrite loans faster, triage fraud alerts, or write code.
Financial Products
Should You Pay for a Bloomberg Terminal in 2026? Cost Overview, Features, and Alternatives
For decades, the Bloomberg Terminal has been the top choice for professional market data and communication. If you visit a big bank or a hedge fund, you will see traders using these famous black screens.
Financial Products
Jirav vs. Modern FP&A Stack in 2026: What Finance Leaders Actually Pay For, and What They Get
Financial planning and analysis (FP&A) software has evolved into a strategic nerve center for finance teams. By 2026, the industry has moved past the era of static annual budgets.
Investing
Why Profitability Matters More Than Growth in European Fintech Funding Today
European fintech funding has undergone a fundamental transformation. The era of growth at any cost has ended, replaced by investor demands for clear paths to profitability and sustainable business models.
Blog
Why Fintechs Scale Faster Than Banks, But Struggle to Defend Margins at Maturity
Fintechs achieve remarkable growth velocity in their early years, but sustaining fintech margins at maturity requires fundamentally different capabilities than those driving initial scale.
Blog
Open Banking Didn’t Kill Banks, Poor Pricing Governance Did
Despite widespread predictions that open banking would disintermediate traditional financial institutions, banks that failed did so because of poor pricing governance, not regulatory mandates forcing data sharing.
Blog
The Payments Stack Is Fragmenting, and Pricing Strategy Is the Only Real Differentiator Left
As the payments stack fragments across multiple vendors and platforms, a robust payments pricing strategy has become the only sustainable way to differentiate in an increasingly commoditized market.
Blog
How Personal Injury Settlements Are Taxed: What Accident Victims Need to Know Before Filing
Understanding personal injury settlement taxes is essential for accident victims, as the IRS treats different types of compensation differently; some portions may be tax-free, while others could increase your tax bill.
Blog
Bankruptcy and Personal Injury Claims: Can You Keep Your Settlement Money?
Understanding how bankruptcy and personal injury claims interact is crucial for anyone facing financial difficulties after an accident; exemption laws may allow you to protect some or all of your settlement money from creditors.
News
Trump Calls for 10% Credit Card Interest Rate Cap: What It Means for American Consumers
In a move that has sent shockwaves through the financial industry, President Donald Trump took to Truth Social on Friday evening to announce his call for a temporary cap on credit card interest rates. The proposal, which would limit rates to just 10% for one year beginning on the first anniversary of his second inauguration, represents one of the administration’s boldest moves yet to address consumer affordability concerns.
Hillary Remy·Jan 11, 2026 Blog
Wage Garnishment Laws: How Much Creditors May Legally Take From Your Paycheck
Federal wage garnishment laws set strict limits on how much creditors may take from your paycheck, with protections that vary based on the type of debt and your income level; understanding these limits can help you protect your earnings.
Wealth Management
How Australia’s Flat CGT Discount Differs from the UK’s Tiered System And What It Means for Your Portfolio
Australia’s 50% CGT discount offers a straightforward approach to taxing capital gains, contrasting sharply with the UK’s tiered rate system—understanding these differences helps Australian investors optimise their long-term investment strategies.
Investing
Superannuation vs. Pensions: What Australian Investors Can Learn from the UK Retirement System
Discover how Australian superannuation compares to the UK pension system. Learn key differences, contribution caps, and strategies to maximise your retirement savings in Australia.
Wealth Management
Navigating Franking Credits: A Guide to Tax-Efficient Dividend Investing in Australia
Franking credits represent one of Australia’s most valuable tax benefits for dividend investors, allowing shareholders to reduce or eliminate double taxation on company profits distributed as dividends.
News
Trump’s Bold Move to Ban Institutional Investors from Buying Single-Family Homes
When President Trump took to Truth Social on Wednesday morning, his message was direct and unambiguous: “I am immediately taking steps to ban large institutional investors from buying more single-family homes, and I will be calling on Congress to codify it. People live in homes, not corporations.”
Blog
LendingTree Business Loans Review 2026: Is This Marketplace Worth Your Time?
If you have ever felt overwhelmed by the sheer number of business loan providers online, LendingTree aims to solve exactly that problem.
Investing
$20 Billion Nvidia Groq Deal Signals The Next Phase Of The AI Arms Race
Nvidia is making the biggest acquisition in its history, and it is not about selling more GPUs. The company agreed to buy Groq, a startup that designs specialized chips for AI inference, in an all-cash deal valued at about $20 billion.
Blog
Solana Trapped in Descending Channel: SOL Likely to Spend Christmas Below $120 as Sellers Maintain Control
Solana (SOL) is heading into the holiday period under sustained technical pressure. As of this writing, the price action has failed to reassert itself against key resistance zones. After multiple rejections in the mid-$120s, Solana’s price has slipped back into a vulnerable range where sellers remain in control.
Blog
Zcash Flashes Mixed Signals Near $500: Privacy Coin Faces Critical Juncture After 44% Monthly Drawdown
Zcash (ZEC) is approaching a critical juncture as price action hovers just below the $500 psychological level. Following a powerful rally that saw the privacy coin surge from July 2024 lows near $16 to a November 2025 peak of $744.13, ZEC has entered a corrective phase, compressing price into a fragile equilibrium between accumulation and distribution.
Blog
XRP Flashes Critical Sell Signal: Death Cross Confirmed as Token Sheds 50% From July ATH
XRP has entered a pronounced corrective phase following its July 2025 all-time high of $3.67. As of December 24, 2025, the token trades near $1.85-$1.90, representing an approximate 50% drawdown from peak valuations.
Business Finance
ESG Integration in Corporate Strategy: How Environmental, Social, and Governance Factors Drive Long-Term Shareholder Value
Discover how ESG integration shapes corporate strategy and drives long-term shareholder value. Learn how environmental, social, and governance factors influence investment decisions and company performance.